Online Banking
Free checking that pays.
Get paid to bank with us with our free My Cash checking!
Earn every month just for doing simple activities you probably already do, like using your debit card. Apply online today!
It's easy to earn rewards with My Cash!
Get Rewarded with great benefits.
You can enjoy refunds on ATM withdrawal fees nationwide* — making every ATM your ATM, across the nation. Connect your account to a free My Savings account for effortless saving.
- Free Checking that pays high dividends.
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- No monthly service fee
MySavings
You can link your account to a My Savings account to begin building your savings automatically. There is no monthly service fee and automatic savings.
Online Banking
Take advantage of free Online Banking to check account balances, transfer funds between accounts, pay bills, and more.
eStatement
View your statements electronically through It’s Me 24/7 online banking. Conveniently retrieve your statements quickly and more securely than email.
A2A Transfers
With Account-to-Account services, you can transfer your funds from your Meijer Credit Union Account to other financial institutions.
Mobile Banking
Use our free Mobile Banking to check account balances, make transfers between accounts, pay bills, and more.
Shared Branches & ATMs
We participate in multiple Shared Branching & ATM Networks that are an option if you are traveling or not near a branch.
| Balance | APR | APY |
|---|---|---|
| $0 - $15,000.00 | 3.25% | 3.25% |
| $15,000.01 and up | 0.10% | 0.10% |
| Qualifications not met | 0.10% | 0.10% |
| *APY = Annual Percentage Yield. Annual Percentage Yield current as of date above and are subject to change. Qualifications: Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice. Be enrolled and log into online banking at least once. | ||
Qualifications
Enrollments must be in place and all the following transactions and activities must post and settle to your My Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) withdraw post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking at least once
That's it! And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Disclosures
*APY=Annual Percentage Yield. APYs accurate as of 10/01/2024. Rates may change after an account is opened. For My Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.25%; and (3) balances over $15,000 earn 0.15% interest rate on the portion of the balance over $15,000, resulting in a range of 3.25% to 0.55% APY depending on the balance. If qualifications are not met on My Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle My Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised My Cash APY is based on compounding interest. Interest earned in My Cash is automatically transferred to Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised My Cash APY. The Saver APYs may be less than My Cash APYs. If qualifications in My Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Saver receive an APY of 0.25%; and (2) balances over $10,000 in Saver earn 0.15% interest rate on portion of balance over $10,000, resulting in a range of 0.16% to 0.25% APY depending on the balance. If qualifications are not met on My Cash, all balances in Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions.
