Online Banking
Ready, Set, Drive.
Get ready to hit the road but first, here is an auto loan to get you started.
When you choose an Auto Loan from Meijer Credit Union, you’re not only finding a new vehicle, but also gaining peace of mind.
Skip-A-Pay
A benefit of having an Auto Loan.
This feature allows you to have extra cash for instances when you need. Highlights of this program include:
- Flexibility: Allows you to skip a payment to address other financial needs
- Eligibility: Available for each loan within a 12-month period
- Convenience: Ideal for managing additional expenses or enjoying extra cash during the holiday season
- There is a $35 fee*
- Secured & Unsecured loans are eligible
- Visit online banking to apply for Skip-A-Pay
Check out our current promotions and discounts here.
Life Plus
For additional protection, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances. Those circumstances are: Accidental dismemberment, Terminal illness, Hospitalization, or family medical leave, Death of a non-protected dependent. This special insurance is available at the time of your loan origination and after.
Debt Protection
Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of: Involuntary unemployment, Disability, and Death.
Low Rates
You may get a lower rate, especially if you have been with Meijer for 3 or more years. Even if you have bruised credit (below 670), we can work with you and often at a much better rate than the dealership or auto lender.
Get Pre-Approved
You can get preapproved and know what you can spend up-front. No guessing what you can afford or working out your payments while trying to make a good deal.
What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.
Additional Information
Protect the investment made in your vehicle and get a warranty and GAP insurance plan.
What is GAP?
Purchasing a vehicle is a significant investment, and Guaranteed Asset Protection (GAP) Insurance is one way you can protect that investment. GAP Insurance covers the difference between your outstanding loan balance and the value your insurance company assigns to the vehicle in the event of a total loss or theft.
What does GAP cover?
GAP covers up to $500 of your deductible on your insurance claim unlimited times for 3 years with Auto Deductible Reimbursement.
GAP Advantage Benefit:
GAP Insurance is available for a one-time $599 fee that can be rolled right into your loan amount at the time of financing with Meijer Credit Union. The one-time cost spread out over your loan payments can potentially save you hundreds or thousands of dollars in the event of an accident or theft.
Meijer Credit Union is excited to offer Mission Asset Protection. All vehicles qualify for a warranty plan regardless of age or miles. Mission Asset Protection includes coverage for unexpected repair expenses. You will find peace of mind with the variation of protection programs. Each plan has great options tailored for your needs and each plan comes with:
- 24-hr Roadside Towing Assistance
- Fluids & Water Delivery
- No deductibles
- Lock-out Assistance
- Towing coverage
- Flat Tire Assistance
- Direct Claim Payments to Authorized Repair Facilities
- Battery Assistance
- Nationwide coverage
- 30-day money-back guarantee
- Affordable pricing
- Collision Assistance
Mission Asset Protection has options that can cover you from the basics to an extensive plan. Your vehicle is your investment and having choices that are flexible, is open enrollment, you can purchase your warranty at any time during the life of your vehicle. The last thing you need is unexpected repair costs. Those expenses can add up very fast! Protect your vehicle with coverage will give you peace of mind in the days to come.
A warranty for your vehicle is more affordable than you might think. Also, if you are in the market for a new or used auto, Meijer Credit Union can easily factor an extended warranty into your auto loan. Mission Asset Protection plans are often significantly less expensive than dealership warranties. Call (616) 784-4822 opt. 4 to speak with a loan officer about coverage and pricing information.
Questions? Contact our loan department at (616) 784-4822, option 4.
*Please note that interest will continue to accrue on your loan throughout the month of the skipped payment. Also, the skipped payment will be added to the end of the loan thereby extending the loan. Loans secured by real estate are not eligible for this program.
If you are unable to Skip-A-Payment in online banking and believe you should be eligible, please call 616-784-4822, option 4.
