Online Banking
Ready, Set, Drive.
Get ready to hit the road but first, here is an auto loan to get you started.
When you choose an Auto Loan from Meijer Credit Union, you’re not only finding a new vehicle, but also gaining peace of mind.
Skip-A-Pay
A benefit of having an Auto Loan.
This feature allows you to have extra cash for instances when you need. Highlights of this program include:
- Flexibility: Allows you to skip a payment to address other financial needs
- Eligibility: Available for each loan within a 12-month period
- Convenience: Ideal for managing additional expenses or enjoying extra cash during the holiday season
- There is a $35 fee*
- Secured & Unsecured loans are eligible
- Visit online banking to apply for Skip-A-Pay
Check out our current promotions and discounts here.
Life Plus
For additional protection, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances. Those circumstances are: Accidental dismemberment, Terminal illness, Hospitalization, or family medical leave, Death of a non-protected dependent. This special insurance is available at the time of your loan origination and after.
Debt Protection
Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of: Involuntary unemployment, Disability, and Death.
Low Rates
You may get a lower rate, especially if you have been with Meijer for 3 or more years. Even if you have bruised credit (below 670), we can work with you and often at a much better rate than the dealership or auto lender.
Get Pre-Approved
You can get preapproved and know what you can spend up-front. No guessing what you can afford or working out your payments while trying to make a good deal.
What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.
Additional Information
Protect the investment made in your vehicle and get a warranty and GAP insurance plan.
What is GAP?
Purchasing a vehicle is a significant investment, and Guaranteed Asset Protection (GAP) Insurance is one way you can protect that investment. GAP Insurance covers the difference between your outstanding loan balance and the value your insurance company assigns to the vehicle in the event of a total loss or theft.
What does GAP cover?
GAP covers up to $500 of your deductible on your insurance claim unlimited times for 3 years with Auto Deductible Reimbursement.
GAP Advantage Benefit:
GAP Insurance is available for a one-time $499 fee that can be rolled right into your loan amount at the time of financing with Meijer Credit Union. The one-time cost spread out over your loan payments can potentially save you hundreds or thousands of dollars in the event of an accident or theft.
Meijer Credit Union is pleased to offer Route 66 Extended Warranties. All vehicles qualify for a warranty plan regardless of age or miles. Route 66 Extended Warranties are the most comprehensive coverage for all makes and models of automobiles. They not only protect your investment from expensive mechanical breakdowns, but also come with:
- No deductibles
- 24/7/365 roadside assistance
- Rental car allowance
- Towing coverage
- Tire damage protection
- Trip interruption coverage
- Nationwide coverage
- 30-day money back guarantee
- Affordable pricing
With the Route 66 Extended Warranty's open enrollment, you can purchase your warranty at any time during the life of your vehicle. One of the nicest features of the Route 66 Extended Warranty is that they are fully transferable. With the price of vehicles constantly on the rise as well as the cost of repairing them, it only makes sense to purchase a warranty. Protecting your investment with a Route 66 Extended Warranty provides "peace of mind" because even the most reliable vehicle can break down.
A Route 66 Extended Warranty for your vehicle is more affordable than you might think. Also, if you are in the market for a new or used auto, Meijer Credit Union can easily factor an extended warranty into your auto loan. Route 66 Extended Warranties are often significantly less expensive than dealership warranties. Call (616) 784-4822 opt. 4 to speak with a loan officer about coverage and pricing information.
Questions? Contact our loan department at (616) 784-4822, option 4.
*Please note that interest will continue to accrue on your loan throughout the month of the skipped payment. Also, the skipped payment will be added to the end of the loan thereby extending the loan. Loans secured by real estate are not eligible for this program.
If you are unable to Skip-A-Payment in online banking and believe you should be eligible, please call 616-784-4822, option 4.
