Online Banking
Current Fee Schedule
Fee Schedule
Account Services
Effective Date: Saturday, January 18th, 2025
| Account Services | Fee |
|---|---|
| Account Balancing Assistance | $10.00 per hour |
| Account closed within 90 days of Opening | $5.00 |
| Call Center Balance Inquiry | $5.00 (It's Me 24-7 is FREE) |
| Dormant Account (after 12 months) | $5.00 |
| Escheat | $50.00 |
| Line of Credit Return | $35.00 |
| Stop Payment (each/per stop) | $30.00 |
| Paper Statement | $2.00 per month (eStatements are FREE) |
ATM/Card Services
| ATM Card Services | Fee |
|---|---|
| *ATM withdrawal (in excess of 10 per month) | FREE |
| Balance Inquiry at ATM | FREE (It's Me 24-7 is FREE) |
| Debit / ATM Adjustment | $5.00 |
| Debit Card Charge Back | $20.00 |
| Debit Card Purchases | Unlimited per month (cash back FREE) |
| Funds Transfer at ATM | FREE (It's Me 24-7 is FREE) |
| Replace lost ATM Card | $10.00 |
| Travelers Pre-loaded Card | $5.00 |
| VISA Gift Card | $3.00 |
Funds/Transfer
| Funds/Transfer | Fee |
|---|---|
| Call Center Transfers | $5.00 (It's Me 24-7 is FREE) |
| Cashiers Checks | $5.00 |
| Foreign Checks | $5.00 |
| Foreign Wire Transfer (outgoing) | $45.00 |
| Mailed Check | $5.00 |
| Money Order | $3.00 |
| Non-Sufficient Funds (each item) | $35.00 |
| Non-Member Check (to cash) | $5.00 |
| Returned Checks | $35.00 |
| Wire Transfer (CU to CU) | $10.00 |
| Wire Transfer (incoming) | $10.00 |
| Wire Transfer (outgoing) | $25.00 |
Other Fees
Effective Date: Saturday, January 18th, 2025
| Other Fees | Fee |
|---|---|
| Copy of Check | $3.00 (It's Me 24-7 copy is FREE) |
| CU*Easy Pay (Online Bill Pay) | FREE (same day and next day fees may apply) |
| Garnishment | $50.00 |
| It's Me 24-7 (Home Banking) | FREE |
| Notary Service | FREE |
| Returned Mail | $10.00 |
| Copy Statement | $5.00 |
| Text Banking | FREE (Message & Data Rates May Apply) |
| Visit to Shared Service Center | FREE (excludes cash withdrawals, $2.00 fee) |
Disclosures
*ATM Fee Cheat Sheet:
- Meijer Store/Gas Station ATMs (listed on website and in packet) are MCU surcharge FREE.
- Co-op, Alliance Network, and in-network ATMs are surcharge FREE, LIMITED to 10X per month ($1 after).
- Non-network ATMs have their own surcharge fees
CASH BACK from debit purchases is FREE & UNLIMITED
