Checking Rates
My Cash
Effective Date: Saturday, December 21st, 2024
| Balance | APR | APY |
|---|---|---|
| $0 - $15,000.00 | 3.25% | 3.25% |
| $15,000.01 and up | 0.10% | 0.10% |
| Qualifications not met | 0.10% | 0.10% |
| *APY = Annual Percentage Yield. Annual Percentage Yield current as of date above and are subject to change. Qualifications: Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice. Be enrolled and log into online banking at least once. | ||
Savings Rates
My Savings
Effective Date: Saturday, December 21st, 2024
| Balance | APR | APY |
|---|---|---|
| $0 - $10,000.00 | 0.05% | 0.05% |
| $10,000.00 and up | 0.05% | 0.05% |
| Qualifications not met | 0.05% | 0.05% |
| *APY = Annual Percentage Yield. Annual Percentage Yield current as of date above and are subject to change. Qualifying for My Cash or My Cashback account automatically qualifies you for the highest My Savings rate. Just do the following each monthly qualification cycle on your My Cash or My Cashback account: Have at least 12 debit card purchases post and settle. Have at least 1 automatic payment (ACH) or bill pay transaction post and settle. Be enrolled and receive eStatement notice Be enrolled and log into online banking at least once. | ||
Savings Accounts
Effective Date: Saturday, December 21st, 2024
| Product | Minimum Balance Required to Earn Dividends | APR | APY |
|---|---|---|---|
| Regular Share Savings | $100 | 0.05% | 0.05% |
| Health Savings Account | $0.01 - $999.99 | 1.00% | 1.00% |
| IRA Share Account | $0.01+ | 0.10% | 0.10% |
| Roth IRA Share Account | $0.01+ | 0.10% | 0.10% |
| MTM Emergency Fund Account | $0.01+ | 5.00% on balances up to $1000, 0.05% above $1000 | 5.00% on balances up to $1000, 0.05% above $1000 |
| *APY= Annual percentage Yield. All rates subject to change without notice; fees may reduce earnings on savings & checking. | |||
Certificate of Deposit
Effective Date: Saturday, December 21st, 2024
| Term | APR | APY |
|---|---|---|
| 6 Months | 4.425% | 4.50% |
| 12 Months | 3.94% | 4.00% |
| 24 Months | 3.60% | 3.65% |
| 30 Months | 3.21% | 3.25% |
| 36 Months | 3.45% | 3.50% |
| 48 Months | 3.21% | 3.25% |
| 60 Months | 3.21% | 3.25% |
| *APY= Annual Percentage Yield. Annual Percentage Rates current as of date above. Rate is subject to change without notice. Early withdraw penalties may apply, and fees may reduce earning. | ||
Money Market
Effective Date: Saturday, December 21st, 2024
| Balance | APR | APY |
|---|---|---|
| $1,000 - $2,499.99 | 0.75% | 0.75% |
| $2,500 - $9,999.99 | 0.75% | 0.75% |
| $10,000 - $24,999.99 | 0.75% | 0.75% |
| $25,000 - $49,999.99 | 0.75% | 0.75% |
| $50,000 - $99,999.99 | 1.00% | 1.01% |
| $100,000 and above | 1.00% | 1.01% |
| *APY= Annual Percentage Yield. Annual Percentage Rates current as of date listed above. Rate is subject to change without notice. Early withdraw penalties may apply, and fees may reduce earning. | ||
High Yield Savings
Effective Date: Saturday, December 21st, 2024
| Minimum Balance Required to Earn Dividends | APR | APY |
|---|---|---|
| $1000 | 3.69% | 3.75% |
Loan Rates
Visa Credit Card
Effective Date: Saturday, December 21st, 2024
| Account | Rates as low as |
|---|---|
| Visa Platinum | 7.99% APR* |
| Visa Balance Transfer | 4.99% APR* (for 12 months) |
| *APR = Annual Percentage Rate. Annual Percentage Rates current as of date listed above and are subject to change. Rates may vary based on credit history, term, and collateral. | |
Consumer Loan
Effective Date: Saturday, December 21st, 2024
| Loan Type | Rates as low as |
|---|---|
| Auto Loans | 4.74% APR* |
| Motorcycle, ATV, Snowmobile, Camper | 5.99% APR* |
| Motorhomes, 5th Wheels, Boats | 6.24% APR* |
| Signature Loans | 9.74% APR* |
| *APR = Annual Percentage Rate. Annual Percentage Rates current as of date above and are subject to change. Rates may vary based on credit history, term, and collateral. | |
Home Equity Loans
Effective Date: Saturday, December 21st, 2024 - Please check the Home Equity page for further information.
| Rate |
|---|
| Click here for Home Equity Loan Rates |
Mortgages
Effective Date: Saturday, December 21st, 2024 - Please check the mortgage page for further information.
| Rate |
|---|
| Click Here for Mortgage Rates |
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