Club Accounts

A great way to save and keep your budget on track for holidays, vacations, and back to school time! You can automatically deposit a set amount from your payroll each week, or deposit funds at your own convenience into any of these special purpose accounts. Funds disburse at specific times, and you can even request we cut you a check. Get started today and watch your savings grow!

Christmas Club Account

  • Deposit anytime during the year
  • Funds disburse automatically to your share savings on Friday October 11th, 2024
  • Only one withdrawal allowed per year
  • Penalties for early withdrawal help you stay on target
  • No minimum deposit to open
  • No monthly service fees
  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements
  • A2A Transfers available 

How to Add a Christmas Club Account: 

To apply for a Club Account visit the MCU mobile app or online banking then click on "Add a Christmas Club Account". If you are not yet a member, be sure to check "Christmas Club" when selecting your accounts. If you have further questions or need assistance please submit a contact us form by clicking the button below. 

 

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Double Your Club Loan available for Christmas Club account

With our "Double Your Club" loan, you can double the funds in your Christmas Club account in October, November, and December and take the next 12 months, at a rate of 9.99% APR*, to repay the loan. Some restrictions apply. Find out more and apply for a "Double Your Club" loan at any of our branches, by calling the Loan Department at (616) 784-4822 option 4, or clicking here.

**APR = Annual Percentage Rate. Rates are valid as of 10/09/2018. Rates are risk based and subject to change without notice. All loan applications are subject to approval.

Back to School Club Account

  • Deposit anytime during the year
  • Funds disburse automatically to your share savings. Back 2 School pays on July 1st
  • Only one withdrawal allowed per year
  • Penalties for early withdrawal help you stay on target
  • No minimum deposit to open
  • No monthly service fees
  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements
  • A2A Transfers available 

To add a Back to School Club account visit the mobile app or online banking. If you are not yet a member, be sure to check "Back to School Club" when selecting your accounts. If you have further questions or need assistance please submit a contact us form by clicking the button below. 

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My Home Savings Club Account

  • Use saved money for a down payment for a home
  • Deposit anytime
  • Funds disbursed when you are ready to buy home
  • Optional mortgage consultation available upon opening account. Credit can be pulled to better direct you to your home buying goals.
  • $500 off closing cost when you get a mortgage through Meijer Credit Union
  • No minimum deposit to open
  • No monthly service fees
  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements 

To add a Home Savings Club account visit the mobile app or online banking. If you are not yet a member, be sure to check "Home Savings Club" when selecting your accounts. If you have further questions or need assistance please submit a contact us form by clicking the button below. 

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Vacation Club Account

To apply for a Vacation Club account visit the mobile app or online banking. If you are not yet a member, be sure to check "Vacation Club" when selecting your accounts. If you have further questions or need assistance please submit a contact us form by clicking the button below. 

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